You can bring down your costs considerably and attract the best life insurance rate by compromising the level of coverage you enjoy. That’s NOT smart. Nevertheless, you can pay much less for superior coverage if you know the things that matter and and apply them rightly. Let’s look deeper into this…
You can reduce your rates by staying away from alcoholic beverages. Drinking increases your health risk.
Many ailments can be traced to drinking.
How much alcohol would have a negetive effect on you as a person? I can’t really say as there are people who can take a bottle and still maintain their cool while some will take just a sip and things start going wrong.
What I know is the fact that avoiding alcohol use is would help a lot. So you can reduce your life insurance rates (Apart from reducing the probability of developing certain diseases) by avoiding alcohol if you can or drinking responsibly if you can’t.
The only problem is that those who say they cannot help drinking most often cannot drink in moderation. Seek help if you want to stop drinking alcohol. There are groups that help alcoholics stop drinking.
