Seen in these light databases, also known as the central financial risks represent a powerful tool, which now no bank or financial position could give up. Indeed, thanks precisely to the data contained in the records of Central Risk financial, banks in response to requests for loans or mortgages once consulted the central risk can to a very clear whether that type of financial product can be granted IT in share market. However, it is customary to think that being registered in the central financial risk is a problem, but this is false because it is said to be surveyed is synonymous with bad reputation, because they are recorded in all financial shares including therefore their benefits.